Editor's Review
SoFi is a revolutionary mobile banking app that simplifies financial management and investing for its 8 million members. Whether you want to pay bills, find ATMs, send money, or make mobile deposits, SoFi has you covered. The app also offers lucrative incentives like earning up to $1000 in free stock for funding a SoFi Invest account. With impressive features and benefits, SoFi stands out as a top choice for modern banking and investing needs.
Features
Earn up to 4.60% APY on checking and savings accounts.
Access fee-free mobile banking like a big bank.
Receive direct deposits up to 2 days early.
Access over 55,000 fee-free ATM locations.
Earn unlimited 2% cash back rewards with SoFi Credit Card.
Invest in stocks, ETFs, and IPOs with zero commissions.
Get up to $1000 in free stock for funding a SoFi Invest account.
Automate investing with no management fees.
Pros
High APY on checking and savings accounts.
Fee-free mobile banking without account fees.
Early direct deposit access.
Large network of fee-free ATMs.
Generous cash back rewards with SoFi Credit Card.
Cons
Limited information on other investment options.
Some features may require a funding commitment.
